For my final project I am adapting on an app idea that I came up with about a year ago.
The app name is “swipe-it.” It is kind of like a “self-taxing” service that helps you with your savings.
Basically, you can log in to any credit card or debit card you would like to and choose the percentage of money per transaction that will go to your savings account.
Every card can be at a different percentage that you choose. Some cards don’t even need to be active on the app. You can turn the savings transfer on and of any day or any time you want.
You are able to modify how much savings you would like to gain as specific or general as you would like.
You can do it as an overall percentage, you can do it for specific types of transactions only, you can do it for only certain times of the month, week, or day.
There are vacation modes that deactivate any use of the application on a card for as long or as little as you would like.
You are able to choose when you would like the money to transfer into your savings. If you would like it every day at the end of the day, or the end or the week, bi-weekly , or monthly. The app always notifies you with an alarm, indicating an hour before it transfers your money, (in case you did for some reason need to cancel the transfer).
The cool thing about this app is you can make it as personal as you want and modify it to the T to subject to your needs. Or if you are lazy, you can be as basic with it as you want to be.